| T-Mobile | Business | -- | -- |
| T-Mobile Store | Business | 1075 E John Sims Pkwy, 32578 | (850) 904-0380 |
| The Shops at Bluewater Bay | Business | 4585 Highway 20, 32578 | -- |
| The Shops at Wright Plaza | Business | 450 Racetrack Rd NW, 32547 | (850) 862-3814 |
| The Sleep Center | Business | 737 A Beal Pkwy NW, 32547 | (850) 314-9906 |
| Thrifty Foods Supermarket | Business | -- | (850) 682-2594 |
| Tiffany's Formal Boutique | Business | -- | (850) 897-1722 |
| TJ Maxx | Business | -- | -- |
| Today's Fashion Boutique | Business | -- | (850) 837-5565 |
| Tom Thumb | Business | 1001 Valparaiso Blvd, 32578 | -- |
| Trends Thrift Shop | Business | -- | (850) 217-0356 |
| United Lighting & Supply Company | Business | 121 Chestnut Ave Se, Fort Walton Beach, 32548 | (850) 280-0069 |
| Unwind Furniture | Business | 29 Eglin Parkway Southeast, Fort Walton Beach, 32548 | (850) 200-0317 |
| Uptown Station | Business | 99 Eglin Pkwy NE, 32548 | (706) 327-4413 |
| Verizon | Business | -- | (850) 863-2144 |
| Verizon Authorized Retailer - Russell Cellular | Business | 1356 E John Sims Pkwy, 32578 | -- |
| Vintage Barn | Business | 419 Racetrack Rd, Northwest, Fort Walton Beach, 32547 | (850) 737-2331 |
| Waffle House | Business | 450 Racetrack Rd NW, 32547 | -- |
| Walker's Ace Hardware - Bluewater Bay | Business | 4550 E Highway 20, 32578 | (850) 897-7711 |
| Walkers Ace Hardware | Business | 622 John Sims Pkwy W, 32578 | (850) 897-7711 |
| Walmart Cell Phone Store | Business | 1300 John Sims Pkwy E, 32578 | (850) 389-3013 |
| Walmart Supercenter | Business | -- | (850) 682-8001 |
| Waterfront Rescue Mission Thrift Store | Business | 1975 S Ferdon Blvd, 32536 | -- |
| West Marine | Business | -- | -- |
| Whole Foods Market | Business | -- | (850) 269-7400 |
| Winn-Dixie | Business | 414C Mary Esther Cut Off NW, 32548 | -- |